Section Manager General Insurance - Facility | alfanar Electric

Ensuring the adequacy of insurance coverage and its alignment with the company’s actual risk exposure, while maintaining full compliance with policy terms and conditions as well as the recommendations of insurers and risk assessment firms, in order to prevent coverage gaps or claim denials resulting from non-compliance.Key Accountability AreasJob PurposeEnsuring the adequacy of insurance coverage and its alignment with the company’s actual risk exposure, while maintaining full compliance with policy terms and conditions as well as the recommendations of insurers and risk assessment firms, in order to prevent coverage gaps or claim denials resulting from non-compliance.Scope of ResponsibilityReview and monitor the adequacy of insurance coverage against operational risks.Verify compliance with policy terms and conditions.Follow up on recommendations issued by insurers and risk assessment companies.Monitor and update the Service Level Agreement (SLA) with the Head Office.Prepare periodic reports, or reports upon identification of risks or insurance gaps.Review of Insurance CoverageReview the scope of coverage, limits, deductibles, and exclusions.Ensure policies are aligned with the nature of operations, assets, and projects.Identify any insurance gaps and submit recommendations to address them.Compliance with Policy TermsCompile and document all policy conditions, warranties, and operational obligations in a structured register.Verify implementation of obligations in coordination with relevant departments.Issue alerts regarding any non-compliance that may affect the validity of claims.Follow-up on Insurers’ and Risk Assessment RecommendationsReview and classify recommendations based on risk severity.Coordinate with relevant departments to assess the feasibility of implementation.Propose technical or operational alternatives that provide an equivalent level of protection, where necessary.Coordinate with the Head Office to obtain approval for alternatives and formally close recommendations with the insurer.Role AccountabilityHR ProficiencyAbility to recruit, recognize and cultivate high performers and expose them in order to create a robust second line of management.Ability to recognize low performers and guide them to improve or release them.Ability to treat subordinates equally without any discrimination.Assessment criteria of subordinates is performance that leads to planned results.Ensure availability of delegation of authority matrix to have sufficient delegations as per company policy.ResponsibilityMust take full responsibility for his operation as per the job description and the required deliverables from this position, taking into consideration the general company guidelines.Able to anticipate problems and make the necessary proactive steps to prevent them.Ability to take necessary and proper timely decisions.DeliveryDeliver the required results in timely manner with required quality and cost.Making a Tangible DifferenceMust make a tangible difference to his area of operation and exceed business expectations.Business Planning and PerformanceAble to transform the corporate goals into business plans.Able to Plan, follow-up and execute those plans, whether they are annual or development plans.Monitor the plan performance and initiate action to strengthen results and take the corrective action accordingly.Provide periodic work progress reports.Responsible for monitoring and controlling budgets and expenses to achieve the optimum cost efficiency.Organizational DevelopmentDevelop the organizational structure according to the current requirements taking into consideration future and development plans.Ensure availability of job descriptions for all job roles and deployment.Business Process ImprovementsDevelop, coordinate well-defined written systems, policies, procedures, and seek automations opportunities as much as possible.Should be conversant and able to navigate through IT solutions especially those relevant to his job and business.Promote the automated systems and using them fully, to spread its culture.QualityQuality is considered as alfanar’s prime competitive advantage as such, managers are expected to act accordingly.AdaptationAdapt to new and alternative techniques, technologies, management structures, and business models.Health, Safety and EnvironmentEnsure a safe, secure, and legal work environment as per the standard regulations.Academic QualificationBachelor Degree in Human Resources or Any relevant fieldWork Experience6 to 10 YearsTechnical / Functional CompetenciesAgency ManagementCustomer ServiceInsurance KnowledgeNegotiatingHealth InsuranceRate Change AnalysisProfile descriptionAlfanar is a Saudi company with an international presence, primarily engaged in the manufacturing and trading of a wide variety of low, medium, and high voltage electrical products, in addition to its portfolio of conventional and renewable energy solutions, oil and gas, water treatment, infrastructure, technical servic