Credit Risk AssociateTotalUnited Arab Emirates

Description Du PosteCredit Risk Policy and Assessment Matrix DevelopmentImplement the credit risk policy of Total Solar Group across Total Solar Middle East/GCCDevelop and maintain country-based credit risk assessment MatrixReview, maintain and improve the Company’s credit processes and scoring algorithms to enhance the entire workflowSupport credit management in the group and the country-based business team on sourcing qualified credit rating agent and insurance providerCredit Risk Analysis and Review – Sales PhaseReview light credit check performed by sales team in early phase and advise on credit risksPerform full credit check according to the designed matrix and propose the credit risk mitigation planCommunicate with credit manager in the group and follow up on the approvalSupport sales, legal and finance on credit related clause in the contract drafting processLiaise with internal team in the group, banks and external credit facility providers and on the issuance of guarantees, bonds and other credit instrumentsProvide ad-hoc credit risk management reporting to regional management and HQCredit Risk Mitigation – Construction and Operational PhaseMonitor contract execution for both on Balance Sheet and Off Balance Sheet securities e.g. bond, bank guarantees, letter of credit etc.Perform credit risk review and rating on existing customers and contractors according to credit risk policyMaintain credit exposure under the defined contract structure to ensure the counter measures are triggered timely on indicated credit risksContexte et EnvironnementYou have the opportunity to join Total Solar to take up the challenge of solar energy within the group Total and to contribute to our objective of becoming leader in responsible energy produced, distributed and consumed on a global scale. We are looking for talented, committed people to join our human and collective endeavour in which the corporate culture and each person's experience and creativity come together to make our group successful and build a responsible energy future.In an industry that is reshaping the world’s energy future, there’s no better place to be than Total Solar!With the rapid growth of business in GCC countries, Total Solar is looking for a Credit Control Specialist to join in the finance team to implement the credit control policy across GCC countries.Selling solar electricity to end‑customer is one of the priorities of newly created Total Renewables, as defined in the ‘One Total Ambition’ road map. Through PV reducing costs and low financing costs, solar PV has reached/is reaching parity in a number of countries, making possible for Total Solar Distributed Generation to grow, as long as regulations so allows or are amended accordingly. Excellence in the delivery and execution schemes is an absolute condition to success H35. Energy is central to a series of future challenges. Everywhere in the world, Total's employees are helping to make energy better.Profil recherchéMinimum 5 years working experience in a credit risk, credit control and/or credit analysisGood understanding of the credit rating systems and the local credit rating regime and credit rating partners in GCC mainly in UAEStrong skills to evaluate company’s business and financials through variety of search platforms and databasesBachelor's Degree in finance, business economics or a related field.Self‑starter, willingness to take ownership of deliverablesGood time management and tasks prioritisation skills.Success‑oriented and comfortable working in a dynamic and fast‑pace environmentExcellent interpersonal, verbal and written communication skillsLeadership experience to manage a team across different geographies would be an added advantageRéfèrence28736BRMétierGeneral Finance ResponsibilityRégion, département, localitéUnited Arab EmiratesType d’emploiRegular positionNiveau d’expérience requis3 - 6 years, 6 - 10 yearsEmployeur (si connu)TOTAL SOLAR MIDDLE EASTBrancheGas Renewables And Power#J-18808-Ljbffr